Preparation, organization and excitement are the keys to finding the right home. Are you ready to get started?
- STEP 1: Clean up your credit report. Get a copy of each of your three credit reports and make sure there aren’t any discrepancies and errors.
- STEP 2: Decide how much house you are comfortable with by meeting with a lender. To see what price range you would like to stay in, use our mortgage calculator, but that is no substitute for meeting with a lender! They may be able to advise on small credit balances that can be paid off to extend your borrowing ability if that will better-meet your goals.
- STEP 3: Follow our instructions on the Mortgage Information page.
- STEP 4: Prioritize what is most important and what is least important in a home. Make a list of everything you want in a home. We will go over your list with you to achieve an understanding of your wants and needs.